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Canadian Real Estate Market Update – September 2025

According to the latest CREA Housing Market Report (September 2025):

• Home sales dipped 1.7% month over month, marking the first slowdown since April.

• Despite the small decline, it was the strongest September since 2021, showing steady buyer demand.

• Sales eased in Vancouver, Calgary, Edmonton, Ottawa, and Montreal, while Toronto and Winnipeg posted gains.

• With interest rates stabilizing and buyer confidence improving, experts expect the market to pick up through late 2025 and into 2026.

📊 Quick stats:

• Average price: $676,154 +0.7% YoY  (Year over Year)

• MLS® HPI: -0.1% MoM (Month over Month)

• New listings: -0.8% MoM (Month over Month)

• Inventory: 4.4 months (balanced market)

👉 For the full article click on the link below.

 https://stats.crea.ca/en-CA

If you’re planning to buy or sell in the GTA, now’s a great time to review your options. Contact me today for personalized insights on how these market trends can help guide your next move.

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🏠 GTA Housing Market: September Shows Signs of Activity, But Not True Recovery

September’s housing data from the Toronto Regional Real Estate Board (TRREB) painted a picture of rising activity.

📈 Sales up 8.5% year-over-year in September.

💰 Average price: $1.06M — down 4.7% from last year.

🏦 Rate cut by Bank of Canada slightly improved affordability.

🏡 Listings up 19%, outpacing buyer demand.

Homes taking longer to sell: 27 → 33 days on average.

⚖️ Market looks busier but remains imbalanced — more supply, weaker prices.

In short — the market may feel busier, but it remains imbalanced, with more sellers than buyers and ongoing price pressure across the GTA.

👉 For the full article click on the link below.

https://realestatemagazine.ca/foch-why-toronto-housing-has-yet-to-reach-the-bottom/

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Bank of Canada Announcement

The Bank of Canada announced early today that they have reduced its overnight rate by 25 basis points to 2.5%

What does this mean for you?
✅ Lower borrowing costs
✅ Potential savings on mortgages & loans
✅ More buying power in today’s market

Staying informed on rate changes is key to making smart real estate decisions. 🏡💡

👉Check the full article by clicking on the link below.

https://www.bankofcanada.ca/2025/09/fad-press-release-2025-09-17/

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GTA Multifamily Market on the Rise

Investment in multifamily properties across the Greater Toronto Area is heating up, with $698M in sales in the first half of 2025 and brokers forecasting activity could surpass 2024’s $2.4B total. Rising cap rates, global investor interest, and strong demand are making multifamily one of the most resilient and attractive asset classes in Canadian real estate.

👉 Read the full article for insights on pricing, investor trends, and what’s next for the GTA market.

https://renx.ca/multifamily-sales-gta-forecast-strong-through-2025-cbre

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Bank of Canada announces that it has maintained, once again, their policy interest rate at 2.75%

🏦🇨🇦The Bank of Canada has kept its policy interest rate at 2.75%, for the third time in a row, offering stability in an uncertain economy. What does this mean for real estate?

For Buyers:

• Stable rates offer clarity and makes it easier to forecast long-term mortgage expenses.

• A steady rate environment gives buyers room to act strategically.

• Confidence rises when rates are steady, leading to quicker decision making.

For Sellers:

Stable interest rates may boost buyer confidence and motivation.

•Capitalize on current buyer interest before the fall inventory rises.

• Stability often brings clarity which potentially can boost overall market movement.

🔗 Check the official Bank of Canada announcement here

Thinking of buying or selling? Let’s chat about how this impacts your plans.📞 Reach out today for expert advice.

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Canadian Real Estate Building Costs Surge On Tariffs & Labour Crunch.

Construction costs in Canada rose significantly in Q2- rising at more than double the Bank Of Canada’s inflation target. According to Statistics Canada, the spike is driven by rising counter-tariffs and a shortage of skilled labour, making it harder for builders to meet growing demand.

👉Click on the link below to read the full report.

🔗 https://betterdwelling.com/canadian-real-estate-building-costs-surge-on-tariffs-labour-crunch/

Looking to buy or sell in today’s changing market? Let’s talk about how these cost trends could affect your next move.

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Canada’s Housing Market Outlook for 2025: What Homeowners Should Know

Canada’s real estate market is expected to cool down in 2025, with several key factors contributing to the slowdown. These include:

  • Ongoing global trade tensions

  • Economic uncertainty across the country

  • Slower population growth

  • Rising unemployment rates

As a result, national home prices are projected to dip by around 2%, with more significant declines in Ontario and British Columbia.

If you’re planning to buy or sell in 2025, it’s important to stay informed about how these trends may affect your local market.

👉 Want more details? Read full report here

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Mississauga Named Canada’s Happiest City in 2025.

According to a new CTV News report based on the Leger Happiness Index, Mississauga has been ranked the happiest city in Canada among the country’s 10 largest cities. Hamilton came in third, Brampton secured fifth place and Toronto landed 10th.

This survey highlights the growing appeal of cities like Mississauga and Brampton for homebuyers looking for strong communities, livability, and a better quality of life.

👉 Check out the full CTV News article here to see the complete rankings.

Thinking about making a move? Let’s talk about what makes these cities such great places to call home.

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This website may only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate of the type being offered via the website. The data relating to real estate on this website comes in part from the MLS® Reciprocity program of the PropTx MLS®. The data is deemed reliable but is not guaranteed to be accurate.