Closing costs are the final fees due when a home sale is completed—and they can catch you off guard if you’re not prepared. These costs may cover services from:
✔️ Lenders (mortgage fees)
✔️ Lawyers (legal fees)
✔️ Title companies
✔️ Insurance providers
✔️ Tax authorities (land transfer tax)
✔️ HOAs (for condos)
✔️ Real estate agents (commission)
📑 Why It Matters: These costs usually come due on closing day, so it’s crucial to plan for them early. Whether you’re a first-time buyer or listing your current home, understanding what’s involved helps you avoid last-minute surprises—and makes the entire process smoother.
Want a personalized estimate? I’m happy to walk you through what to expect based on your specific situation.